BPC PRIVATE RESERVE
Black Pearl Capital
Privacy Policy
Black Pearl Capital Ltd ("BPC", "we", "our", or "us") is committed to protecting the privacy and security of our members. This Privacy Policy describes how we collect, use, and safeguard your personal information when you use the BPC Private Reserve application.
1. Information We Collect
Personal Information
- Full name and title
- Phone number (for OTP verification)
- Membership tier and account details
- Display currency preference
- Language preference
Financial Information
- Account balances and transaction history
- Virtual card details
- Credit limits and usage
- Investment and trading activity
Usage Information
- App interaction data
- Device type and operating system
- Language and currency settings
2. How We Use Your Information
We use the information we collect to:
- Provide and maintain our private wealth management services
- Process member transfers and financial transactions
- Verify your identity through OTP authentication
- Display balances in your preferred currency
- Deliver personalized concierge and member relations services
- Communicate with you about your account and services
- Improve and optimize our application
3. Data Protection & Security
We implement industry-standard security measures to protect your personal and financial data:
- All data transmissions are encrypted using TLS/SSL protocols
- OTP verification codes expire after 5 minutes
- Authentication sessions are securely managed
- Access to member data is strictly controlled and limited to authorized personnel
4. Data Sharing
We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following circumstances:
- With your explicit consent
- To comply with legal obligations or regulatory requirements
- To process transactions you have authorized (e.g., member-to-member transfers)
- With service providers who assist in delivering our services (e.g., secure OTP verification), under strict confidentiality agreements
5. Data Retention
We retain your personal information for as long as your membership remains active and as required by applicable laws and regulations. Upon account closure, your data will be securely archived or deleted in accordance with our retention policies.
6. Your Rights
As a BPC member, you have the right to:
- Access your personal data held by us
- Request correction of inaccurate information
- Request deletion of your personal data (subject to legal requirements)
- Change your language and currency preferences at any time
- Opt out of non-essential communications
7. Children's Privacy
BPC Private Reserve is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date. We encourage you to review this policy periodically.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
Effective Date: February 24, 2026